Next Cycle Opens Soon — Limited Slots

Earn 24% Annual Returns by Financing Nigeria's Food Economy

Genesis360 enables diaspora investors to fund profitable restaurants and food supply operations while earning 2% monthly returns with structured quarterly payouts.

  • 24% Target Annual Return
  • 2% Monthly Interest Rate
  • Quarterly Profit & Capital Payouts
  • Real Economy Asset Financing
Investor Snapshot Live Portfolio
24%
Annual ROI
2%
Quarterly Payout
98%
Repayment Rate
Capital Protection Structured Agreements
Asset Backing Food Economy
Min. Investment $100
Next Payout Quarterly Schedule

Pick Your Investment Level

Your capital finances restaurant inventory and food supply chain operations, generating predictable returns on every deployment.

Starter
$500
Min. $100 · Entry investment
Est. Daily Earnings ~$0.17 / day
Quarterly Payout $141.84
Est. Total Return (13 mo) $567.36
Payout Schedule Quarterly
Structure Principal + Interest
Start Investing
Premium
$2,000
Maximum investment
Est. Daily Earnings ~$0.69 / day
Quarterly Payout $567.36
Est. Total Return (13 mo) $2,269.44
Payout Schedule Quarterly
Structure Principal + Interest
Start Investing

Minimum investment: $100  ·  Maximum investment per investor: $2,000

🏦

Your capital is deployed into vetted restaurants and food supply businesses across Nigeria. Each deployment is backed by structured lending agreements and tracked through our AI-powered repayment engine, ensuring capital recovery and investor returns on schedule.

Returns are estimated based on a 2% monthly interest amortization model with quarterly payouts over a 13-month cycle. Payouts include both principal and interest. Past performance does not guarantee future results.

How the Investment Works

A structured, transparent cycle from capital deployment to investor payout.

1
Join a Funding Cycle

Investor registers, selects their investment tier, and joins the next active Genesis360 funding cycle.

2
Capital Deployed

Capital is deployed into vetted restaurants and food vendors through structured financing agreements.

3
Businesses Repay

Partner businesses repay through scheduled installments, tracked by our AI credit engine in real time.

4
Investors Get Paid

Quarterly payouts delivered — principal protected, returns distributed, portfolio dashboard updated.

Capital Protection System

Multiple layers of protection ensure your investment is tracked, secured, and paid back on schedule.

🤖
AI Credit Engine

AI-powered credit scoring evaluates every borrower before capital is deployed, reducing default risk from day one.

📊
Automated Repayment Tracking

Every payment is logged and monitored in real time. Missed payments trigger automatic recovery escalation.

📄
Structured Lending Agreements

Each deployment is backed by a legally structured financing agreement outlining repayment terms and obligations.

📈
Investor Reporting Dashboard

Full visibility into your portfolio — capital deployed, repayments received, returns earned, and cycle timeline.

What Your Capital Finances

Every dollar deployed funds real businesses operating in Nigeria's essential food economy.

🍽️
Sector 01
Restaurants

Capital finances inventory, operations, and growth for vetted restaurant businesses in urban Nigeria.

🏪 Active Portfolio
🥬
Sector 02
Food Vendors

Supports small and medium food vendors with working capital to scale their operations and repayment capacity.

🛒 Active Portfolio
🌆
Sector 03
Urban Food Supply

Finances the supply chain connecting food producers to urban distribution networks across Nigerian cities.

🚚 Active Portfolio

Investment Calculator

Enter any amount to instantly see your estimated earnings based on our 2% monthly amortization model.

$
$100 min$2,000 max
Daily Earnings
$0.35
per day
Quarterly Payout
$283.68
every 3 months
Total Return
$1,134.72
over 13 months
Investment Summary
$1,000+$134.72 interest
Start Investing

Based on 2% monthly interest, 13-month cycle, 1-month moratorium, quarterly amortized payouts.

Genesis360 by the Numbers

Real metrics from an operating business funding Nigeria's food economy.

10,250+
Platform Users
Registered & verified
$350K+
Transactions Processed
Across all cycles
$200K+
Loans Deployed
To food businesses
10+
Partner Food Vendors
Vetted & active

Backed by Partners Building Africa's Food Economy

Ecosystem partners, accelerators, and institutions backing Genesis360's mission.

Extramile Africa
Extramile Africa
Accelerator
Fate Foundation
Fate Foundation
Entrepreneurship
Mono
Mono
Open Banking
Sterling Bank
Sterling Bank
Banking Partner
Paystack
Paystack
Payments
Anchor
Anchor
Banking as a Service

The Team Behind Genesis360

Operators who built this from the ground up — with skin in the game and deep roots in Nigeria's food economy.

Zephaniah Morakinyo
Zephaniah Morakinyo
Founder & CEO

Entrepreneur and systems thinker with deep roots in Nigeria's food and hospitality sector. Built Genesis360 to solve the capital access problem he witnessed firsthand — food businesses with potential but no pathway to growth financing.

Mayowa Akinmade
Mayowa Akinmade
Co-Founder & COO

Operations lead with experience across fintech and food service industries. Responsible for cycle management, participant relations, and ensuring every Genesis360 deployment meets its structured timeline and repayment commitments.

Hear From Our Founder

A message from the CEO on why Genesis360 exists and what we're building for Africa's food economy.

Watch Founder Video

Your Investor Dashboard

Full portfolio visibility — capital deployed, repayments tracked, returns earned. All in one place.

Portfolio Overview Live Dashboard
Capital Deployed
$10,000
Active in Cycle 3
Total Earned
$600
+$200 this quarter
Next Payout
$200
Scheduled Q2 2026
Repayment Rate
98%
Across portfolio
Restaurant Portfolio82%
Food Vendor Portfolio67%
Supply Chain Portfolio91%
Capital Protected Quarterly Payouts AI Monitored Real Asset Backed

Start Earning From Nigeria's Food Economy

Join diaspora investors already earning 24% annual returns by financing real food businesses across Nigeria.